Some lenders are willing to accept Bitcoin and recognize crypto holdings when considering a mortgage application, but issues around risk remain. On Jan. 16, Pennsylvania-based lender Newrez announced plans to accept certain cryptocurrency holdings when considering mortgage applications. The change, which the company said will take effect in February, will apply to loans for homes, refinancing and other investment properties. For Newrez, the plan comes on the tailwinds of directions from the US Federal Housing Finance Agency (FHFA) last year. In June 2025, the FHFA ordered Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation) to develop plans for recognizing crypto in loan applications. In doing so, crypto gained at least partial recognition from two major government enterprises that provide liquidity and stability to mortgage markets. At the time, Michael Saylor, chair of Bitcoin (BTC) treasury company Strategy, said, “Future generations will remember this...
The policy paper argues that access to capital markets, rather than income or banking, now defines who can build wealth and says tokenization could widen participation. A new Coinbase Institute report argues that the most important divide in global finance is no longer rich versus poor, but between those who have direct access to capital markets and those who do not, which it describes as the “brokered” versus the “unbrokered.” The report estimates that traditional intermediated rails exclude roughly four billion unbrokered individuals from owning productive assets or raising capital at scale. Closing this gap, it argues, will require rebuilding core market infrastructure so smaller investors and issuers can participate directly rather than through layers of intermediaries. According to the report, over the last 40 years in the United States alone, capital income grew 136% while labor income lagged at just 57%. Read more
The volume of construction works in Romania grew by 8.5% in unadjusted data and by 8.7% when adjusted for the number of working days and seasonality, in January-November 2025 compared to the same period of 2024, data from Romania’s statistical office INS show on Tuesday (January 20).