Stablecoins | Crypto

Bitcoin was launched fifteen years ago. The industry has ballooned into a nearly $4 trillion ecosystem, yet Satoshi’s vision of everyday payments remains largely unfulfilled. The hope for peer-to-peer payments has shifted to stablecoins. But rather than replacing banks, stablecoins risk becoming bank-like infrastructure. Stronger regulation in the U.S. and Europe may push them toward […] The post Stablecoins were built to replace banks but on course to becoming one appeared first on CryptoSlate.

Regulators are overhauling crypto banking rules to reduce risk and improve transparency, creating a framework that could reshape how stablecoin issuers operate and strengthen the long-term stability of the U.S. digital-asset market. The post Crypto Banking Rules Face Overhaul as Global Regulators Sound the Alarm on Stablecoins appeared first on Cryptonews.

A new BGA report revealed that, unlike volatile play-to-earn tokens, stablecoins offer predictability, giving game studios a steadier path to long-term growth. Stablecoins are taking on a new role in the $350-billion global gaming market, according to a new report published by the Blockchain Gaming Alliance (BGA).  The BGA report argued that fiat-pegged digital assets, once viewed as only payment tools or decentralized finance (DeFi) liquidity, are now becoming the unseen financial infrastructure that powers how developers pay creators, price items and retain players.  The report said that stablecoins like USDt (USDT) or USDC (USDC) offer economic stability that speculative tokens lack. By eliminating volatility from in-game economies, they enable predictability, faster payouts and seamless asset exchange across platforms. Read more

The Federal Reserve is hosting the Payments Innovation Conference today, marking a shift in the central bank’s engagement with crypto and digital assets. The October 21 event brings together leading figures from both traditional finance and the crypto industry, including Chainlink CEO Sergey Nazarov, Coinbase CFO Alesia Haas, Ark Invest’s Cathie Wood, Circle President Heath […] The post [LIVE] Fed Payments Innovation Conference: Real-Time Updates as Federal Reserve Discusses Crypto, Stablecoins, and AI with Industry Leaders appeared first on Cryptonews.

Stablecoins are no longer just a bridge between crypto and fiat — they are becoming the rails of global commerce, writes Nonco CEO Fernando Martinez.

Bitwise CIO believes Solana’s speed positions it as Wall Street’s preferred blockchain for stablecoins and tokenization. The post Bitwise CIO: Solana Will Be Wall Street’s Go-To Network for Stablecoins and Tokenization appeared first on Cryptonews.

Yield-bearing stablecoins will force traditional banks and legacy financial institutions to offer customers real yield on their deposits. Stablecoins, tokenized versions of fiat currencies that move on blockchain rails, will eventually force banks and other financial institutions to offer customers yields on their deposits to remain competitive, according to Patrick Collison, CEO of payments company Stripe. The average interest rate for US savings accounts is 0.40%, and in the EU, the average rate on savings accounts is 0.25%, Collison said in response to VC Nic Carter’s X post outlining the rise of yield-bearing stablecoins and the future of the sector. Collison added: The business imperative here is clear — cheap deposits are great, but being so consumer-hostile feels to me like a losing position,” he continued. Read more

The total stablecoin market capitalization has surged past $300 billion, posting 47% growth YTD and highlighting a growing adoption trend. Stablecoins — cryptocurrencies pegged to the value of fiat currencies or commodities — have surpassed $300 billion in market capitalization for the first time, highlighting a significant adoption trend. According to data from open-source aggregator DefiLlama, the milestone was reached on Oct. 3, 2025, capping a year-to-date growth of 46.8% By reaching the $300 billion threshold, the stablecoin market is well-positioned to break the pace of 2024 amid intensifying competition and a wave of new stablecoin launches this year. Read more

Stablecoins feature 24/7, near-instant cross-border settlement, but retail consumers are waiting for guarantees against fraud and disputes. Stablecoins won’t unseat incumbent payment platforms, including Visa and Mastercard, until the blockchain tokens feature robust consumer protections, according to Guillaume Poncin, chief technology officer of payment company Alchemy. Traditional payment companies offer chargebacks, fraud protection, disputed transaction resolution and credit features that consumers have come to expect. Stablecoin projects must integrate these features to attract the everyday person, Poncin told Cointelegraph. Consumer protection features can be embedded directly in smart contracts, while stablecoin issuers and payment platforms can fund their own insurance pools for payouts in cases of fraud, Poncin said. He said traditional payment rails and stablecoins will merge: Read more

Can stablecoins disrupt Visa and Mastercard? Explore how blockchain payments may capture billions in fees from US credit card networks. Stablecoins reduce settlement time, cross-border costs and enable programmable rewards. They outpace traditional credit card systems. US merchants pay over $100 billion in card fees yearly. In comparison, stablecoins offer much cheaper, faster payments. Ripple’s RLUSD, Gemini’s XRP Card and Moca’s Air Shop show stablecoins moving into mainstream commerce. Read more

Can stablecoins disrupt Visa and Mastercard? Explore how blockchain payments may capture billions in fees from US credit card networks. Stablecoins reduce settlement time, cross-border costs and enable programmable rewards. They outpace traditional credit card systems. US merchants pay over $100 billion in card fees yearly. In comparison, stablecoins offer much cheaper, faster payments. Ripple’s RLUSD, Gemini’s XRP Card and Moca’s Air Shop show stablecoins moving into mainstream commerce. Read more

The UK and the U.S. have discussed closer cooperation on digital assets, with stablecoins central to alignment. Crypto coordination has included plans for a joint digital-securities sandbox and capital-markets work, with announcements expected alongside high-level meetings this week. The post Breaking: UK and US Forge Crypto Alliance – Stablecoins Now in the Spotlight appeared first on Cryptonews.

Stablecoins used in the settlement include dollar- and euro-pegged tokens of Circle, Paxos, PayPal, Ripple and Societe Generale, among others.

Keyrock–Bitso research has projected a trillion in stablecoins volume by 2030, with stablecoins set to handle 12% of cross-border flows and possibly 10% of U.S. money supply. Onchain settlement has cut costs and time, while issuers’ T-bill holdings have affected yields and market structure.   The post Stablecoins Set to Capture $1 Trillion Payment Volume by 2028, Could Reshape US Monetary Policy: Report appeared first on Cryptonews.

EthCC has showcased crypto’s breadth in Cannes. Robinhood’s 300-guest château event has added EU access to US stock tokens and new Ethereum and Solana staking, Stellar’s Stable House has examined stablecoin-based DeFi, and Binance has met Cannes’ mayor to promote crypto payments across the Riviera.   The post Ethereum and Beyond: EthCC Side Events Focus on Mainstream Adoption, Stablecoins and Beach Swag appeared first on Cryptonews.

The GENIUS act will cement stablecoins as the basis of the global crypto economy. Can Bitcoin reach it’s full potential if that happens? Theres been an unprecedented tailwind in Washington DC this year for stablecoins. From the embrace of the assets by politicians and the industry to the GENIUS stablecoin legislation passing the Senate, 2025 marks an important turning point. Treasury Secretary Scott Bessent even tasked stablecoins with nothing less important than ensuring the greenback remains the worlds number one currency. As President Trump has directed, we are going to keep the U.S. the dominant reserve currency in the world, and we will use stablecoins to do that,” he said at the Digital Assets Summit in March. Which is why its almost bizarre to realize that stablecoins a descendant of Bitcoin a decentralized currency designed to level the playing field in a world of rigged centralized banking systems and overzealous governments. Stablecoins and Bitcoin would seem to have two irreconcilable aims the form...

Stablecoins are now the “default settlement layer for the internet,” surpassing Visa and Mastercard in onchain transaction volume. Stablecoins have become the backbone of internet payments, with adoption now outpacing major traditional card networks in onchain volume, according to Noam Hurwitz, head of engineering at Alchemy. Hurwitz told Cointelegraph that stablecoins have seen “explosive” adoption, adding that they are “becoming the default settlement layer for the internet.” Companies like PayPal and Stripe are integrating stablecoins to leverage onchain infrastructure, enabling faster and cheaper transactions. “They’ve already surpassed Visa and Mastercard in onchain volume by 7%,” Hurwitz noted, signaling a decisive shift in how money moves online. Read more

Swiss digital asset infrastructure provider Taurus SA has announced “the first-ever private smart contract for stablecoins,” designed to boost the asset’s adoption for use cases like payroll, treasury, and intra-bank transfers. The post Taurus Launches the ‘First Private Smart Contract for Stablecoins’ appeared first on Cryptonews.

Proof of Talk 2025 has gathered thousands at the Louvre’s Musée des Arts Décoratifs, as speakers from Mastercard and a16z have assessed stablecoins’ payment utility, tokenized RWAs’ path to $30 trn and how crypto IPOs like Circle’s can mature the sector and attract institutional capital. The post Proof of Talk 2025: RWAs, Stablecoins and Crypto IPOs Demonstrate Sector Growth appeared first on Cryptonews.

Haun Ventures general partner Diogo Monica claims that stablecoins are safer than commercial bank deposits, but critics warn of transparency issues with issuers like Tether. Stablecoins may be safer than deposits held at commercial banks, according to Diogo Monica, general partner at Haun Ventures. Speaking during a panel discussion titled “Stablecoins: Programmable Money in a Digital World” at the Proof of Talk conference in Paris on June 10, Monica said that many stablecoins are backed by reserves held at globally systemically important banks (G-SIBs) or in short-term US Treasury bills, which he views as more secure than commercial bank deposits. “It’s actually much better than having a dollar in a commercial bank,” Monica said. Read more