Better | Crypto

Better and Coinbase have launched a crypto-backed mortgage product that lets US homebuyers pledge Bitcoin as collateral for a down payment without having to sell it. Better Mortgage and Coinbase have made their Bitcoin-backed mortgage product generally available, allowing US homebuyers to pledge Bitcoin as collateral for a down payment without selling it, the companies announced Wednesday. According to Coinbase’s Help Center, the product pairs a Fannie Mae-backed home loan with a separate down payment loan secured by Bitcoin (BTC). Borrowers must pledge BTC worth at least 250% of the down payment loan, with the pledged BTC transferred to Better’s custodial account on Coinbase Prime. The two loans carry the same interest rate and amortization term and are repaid through a single monthly payment, Coinbase said. The pledged BTC is returned once the mortgage is fully repaid or refinanced, subject to the loan terms. Read more

The deal channels crypto liquidity into US home loans, testing whether blockchain-based capital can fund traditional mortgage markets at scale. Mortgage lender Better has partnered with crypto venture firm Framework Ventures to secure up to $500 million in financing through the Sky stablecoin ecosystem, in a deal that connects traditional home lending with decentralized finance infrastructure. Better, which originates mortgages for homebuyers, will access the credit through Sky, a blockchain-based system with roots in MakerDAO, the companies announced Tuesday. Within the ecosystem, Better will operate as a designated capital recipient, referred to as a “Star.” The arrangement aims to channel real-world mortgage activity into decentralized finance (DeFi) via stablecoins. Better will continue to handle underwriting and loan origination. Read more

The crypto landscape in 2025 looks nothing like the manic ICO days of 2017 or the “DeFi summer” of 2020. Volumes are deeper, spreads are tighter, and regulatory lines, while still blurry, are finally being drawn. Research indicates that execution quality is improving, with improved order‑book depth and tighter spreads in major markets. Yet one […] The post Comparing Crypto Exchanges vs. Brokers: Which Is Better for Active Traders? appeared first on CryptoSlate.