Many in the industry expect it could be weeks before lawmakers on the Senate Banking Committee return to consider a markup for the CLARITY Act. With a markup of the Digital Asset Market Clarity Act (CLARITY) in the US Senate Banking Committee postponed indefinitely, leaders in decentralized finance are using the delay to press lawmakers on concerns with the bill. Before Republican leaders on the Banking Committee moved late Wednesday to postpone the markup, crypto industry groups had raised concerns about provisions related to tokenized equities, stablecoin rewards and their potential impact on DeFi platforms. The DeFi Education Fund said on Wednesday that some proposed amendments could “seriously harm DeFi technology and/or make market structure legislation worse for software developers.” Crypto venture capital companies said the legislation would need revisions to address concerns around DeFi and developer protections. Read more
In a recent interview, Aaron Arnold of Altcoin Daily broke down his crypto market outlook for 2026, drawing parallels with past market cycles and outlining bull, base and bear scenarios. Bitcoin’s price outlook for 2026 is coming into focus as investors weigh tightening supply against macroeconomic and market risks that could shape the next phase of the cycle. In a recent interview with Cointelegraph, crypto market commentator Aaron Arnold outlined bull, base and bear cases for Bitcoin in 2026, identifying the conditions that could drive prices higher or cap further gains. One major takeaway is that Bitcoin (BTC) may no longer need retail participation to move higher, signaling a sharp contrast to previous cycles. The interview also dives into Ether’s (ETH) evolving role in crypto markets. With stablecoins, tokenized assets and institutional adoption accelerating, Ether’s fundamentals are increasingly being evaluated through a traditional financial lens. Read more
Speaking on the What Bitcoin Did podcast, Strategy chairman Michael Saylor pushed back against criticism of companies issuing equity or debt to buy Bitcoin. Strategy chairman Michael Saylor defended Bitcoin treasury companies against criticism during a recent appearance on the What Bitcoin Did podcast. Responding to questions about smaller companies that issue equity or debt to buy Bitcoin (BTC), Saylor said the decision ultimately comes down to capital allocation, arguing that companies with excess cash are better off allocating it to Bitcoin than holding it in Treasurys or returning it to shareholders. He compared corporate treasury strategies to individual investing, arguing that ownership levels vary but the underlying decision to hold BTC is rational regardless of company size or business model. Read more
Bitcoin’s rejection near $98,000 took place as spot traders ran out of energy and short-term investors harvested profits. Will bears defend the resistance level throughout the weekend? Bitcoin’s (BTC) push toward $100,000 met strong resistance, with spot demand showing signs of exhaustion just as sellers stepped in. After setting a local high near $98,000 on Wednesday, BTC retraced for two straight sessions and slipped below $95,000 by Friday New York session. Key takeaways: Bitcoin’s pullback followed fading spot demand, reflected in a weakening Coinbase premium. Read more
Banks and crypto firms are converging fast, as yield-bearing stablecoins, ETF filings and tokenized markets test the boundaries of financial regulation. A sharp fault line is forming across the digital asset industry between crypto products that increasingly resemble regulated financial institutions and a traditional banking sector warning that some of those innovations may be going too far. That tension is on full display this week. JPMorgan is cautioning that yield-bearing stablecoins risk recreating core banking functions without the safeguards built up over decades of regulation. At the same time, Wall Street’s engagement with crypto continues to deepen, with Morgan Stanley’s exchange-traded fund (ETF) filings signaling what analysts describe as the next phase of institutional adoption, one that could force other banks to accelerate their own strategies. Read more
It's unclear when US lawmakers will return to address a market structure bill, but CEO David Solomon said Goldman Sachs was monitoring its progress for tokenization and stablecoins. David Solomon, CEO of banking giant Goldman Sachs, has weighed in on the pending digital asset market structure legislation, action on which was recently postponed by the US Senate Banking Committee. In a Thursday earnings call discussing the company’s fourth quarter results for 2025, Solomon said many people at Goldman Sachs were “extremely focused” on issues including the Digital Asset Market Clarity (CLARITY) Act in the US Congress due to its potential impact on tokenization and stablecoins. A markup of the bill scheduled for Thursday was postponed after Coinbase said it would no longer support the legislation as written. In a markup session, a congressional committee debates a bill and proposes amendments while considering whether it should advance to the full chamber for a vote. Read more
The new policy will allow borrowers to use Bitcoin, Ether, crypto ETFs and US dollar-backed stablecoins for asset verification and income estimates without liquidation. Newrez plans to treat eligible cryptocurrency holdings as qualifying assets in its mortgage underwriting process, a move that could broaden access to home loans for crypto holders. The change is expected to take effect in February across the lender’s non-agency products, covering home purchases, refinancings and investment properties. While borrowers can already use assets such as stocks and bonds in underwriting, crypto holders have typically been required to sell their positions. At launch, Newrez said it will recognize Bitcoin (BTC), Ether (ETH), spot exchange-traded funds (ETFs) backed by those assets, and US dollar-backed stablecoins. The crypto assets must be held with US-regulated crypto exchanges or fintech platforms, brokerages or nationally chartered banks, the company said. Read more