A new survey finds broad skepticism toward crypto in workplace retirement plans as US policymakers move to expand access to alternative assets. More than three-quarters of Americans view cryptocurrency in workplace retirement plans as risky, as concerns over retirement security mount across the United States, according to a new survey from The National Institute on Retirement Security. The survey found that 77% of Americans consider crypto in workplace retirement plans risky, including 46% who view it as very risky, while 53% oppose employers offering crypto as an investment option. The skepticism comes as 80% of respondents said the US faces a retirement crisis, up from 67% in 2020, while 61% expressed concern about achieving financial security in retirement. Read more
Bitcoin stayed away from challenging $80,000 after July US PCE inflation data came in slightly higher than anticipated, pressuring gold and risk assets. Bitcoin (BTC) slipped under $78,000 following Wednesday’s Wall Street open after US inflation data came in above expectations. Key points: Data from TradingView tracked up to 1% daily BTC price losses, with US stocks also opening lower and gold breaking below $4,600 per ounce. Read more
CTDG Dev Hub participant’s protocol upgrade decouples consensus from execution, allowing network nodes to reach agreement on blocks before transaction execution completes. High-performance blockchains often run into the same architectural limit, where the execution sits directly in the path of consensus. In a conventional synchronous model, validators must first execute the transactions inside that block to confirm the resulting state transitions are valid. The design keeps the network deterministic, but it also turns computation into a shared bottleneck. Whether they involve richer smart contract logic, cross-system coordination, or heavier state updates, the more complex the transactions are, the more the network’s speed depends on how quickly validators can process them. The slowest computation on that path can end up constraining the pace of the entire system. Many networks have already spent years improving finality, networking efficiency and block propagation. Read more
The SEC’s ‘regulation crypto assets’ proposals could create early-round FOMO. But some tokens may still fall into the no-man’s land between security and non-security. After what feels like a lifetime in the making, the SEC’s proposed new Regulation Crypto Assets rules could finally make public token sales easier in the United States. The proposal would allow qualifying issuers to raise up to $75 million during any 12-month period, and potentially allow projects to return to investors to raise more funds year after year as they build out their networks. That could create a new, staged model for token fundraising, and potentially make early allocations more attractive to investors betting on higher valuations later. Read more
A separate review found only about 28% of accredited US business schools offered blockchain courses, despite strong demand in the OKX poll. While most US college students want schools to teach crypto and blockchain, in the absence of courses, social media remains their leading source of crypto education, according to a study commissioned by crypto exchange OKX. A survey this month found that 90% of students and 87% of parents supported teaching the subjects in college. About 27% of students and 32% of parents said the instruction should be mandatory. Demand appears to outpace formal coursework. A separate 2025 review of 533 US universities with accredited business schools found that about 28% offered blockchain courses. Read more