Bitcoin’s muted 2025 rally and fading altcoin cycle point to a structural market shift, leaving crypto’s 2026 outlook tied to institutions, rates and retail return. 2025 proved disappointing for many cryptocurrency investors, as Bitcoin’s traditional four-year cycle delivered a more muted rally that failed to spill over into the broader altcoin market. According to crypto market maker Wintermute, the shift reflects a structural change rather than a temporary pause, leaving any recovery in 2026 dependent on several uncertain factors. In its digital asset OTC market review, Wintermute said the market’s long-standing pattern of “recycling,” in which gains in Bitcoin (BTC) and Ether (ETH) flowed into altcoins and fueled extended, narrative-driven rallies, broke down in 2025. Instead, liquidity concentrated in a small group of large-cap assets, driven largely by exchange-traded funds (ETFs) and institutional inflows. The result was narrower market breadth and sharper divergence in performance, suggesting that capi...
With the CLARITY Act scheduled for a markup on Thursday, some lawmakers could still be at odds over decentralized finance, stablecoins and ethical concerns. As US senators prepare to mark up a major crypto market structure bill this week, industry leaders are weighing in on proposed changes that could shape whether stablecoin holders can earn interest and rewards. According to an amended draft of the Digital Asset Market Clarity Act released on Monday, the bill states that “a digital asset service provider may not pay any form of interest or yield [...] solely in connection with the holding of a payment stablecoin,” effectively barring passive, deposit-like returns on stablecoin balances. The draft leaves room for structured reward mechanisms, as stablecoin rewards would not be prohibited under certain circumstances, including “providing liquidity or collateral” or “governance, validation, staking, or other ecosystem participation.” Read more
Polygon Labs CEO Marc Boiron told Cointelegraph that the acquisitions position the network as a regulated payments platform built to move stablecoins onchain at scale. Polygon Labs has agreed to acquire US-based crypto payments company Coinme and wallet infrastructure provider Sequence in deals valued at more than $250 million, Fortune reported on Monday. The acquisitions give the Ethereum scaling blockchain access to Coinme’s network of US money-transmitter licenses and fiat on- and off-ramps, alongside Sequence’s embedded wallets and cross-chain payments tools for banks, fintechs and enterprises. According to an X post from Polygon, the two companies will help form the foundation of what it calls the “Polygon Open Money Stack,” combining blockchain rails, regulated money movement and wallet infrastructure into a single platform designed for onchain payments. Read more
Bitcoin made new weekly highs above $93,000 despite a delay in the CLARITY Act legislation by US lawmakers. Can BTC hold its gains without a surge in ETF flows and retail investor demand? Bitcoin’s (BTC) price made a new weekly high of $93,500 on Jan. 13 as lawmakers pushed back deliberations on the long-awaited CLARITY Act, a bill designed to define crypto market structure in the United States. Key takeaways: Bitcoin continues to rally despite the CLARITY Act markup being pushed to late January. Read more
Bitcoin may take the lead over gold in 2026 as liquidity expansion and cycle fractals point to a rally that can take BTC price to $144,000. Bitcoin’s (BTC) 52-week correlation with gold reached zero for the first time since mid-2022 and may turn negative by the end of January. Key takeaways: BTC–gold divergence has historically preceded strong Bitcoin rallies. Read more