Cointelegraph.com
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Cointelegraph.com - 15:41 Feb 23, 2026
The nationwide RateFi product allows borrowers to count crypto holdings toward mortgage underwriting requirements without selling their assets. US mortgage lender Rate has launched a nationwide program that allows qualified borrowers to use verified cryptocurrency holdings to help meet underwriting requirements without liquidating their assets, marking a formal step toward integrating digital assets into traditional home financing. The product, called RateFi, operates within the lender’s existing non-qualified mortgage framework and permits borrowers to count verified crypto assets as qualifying reserves and, in some cases, as an income source. Kate Amor, EVP and head of enterprise products at Rate, told Cointelegraph that for underwriting purposes, RateFi assesses digital asset holdings through a proprietary valuation framework that factors in market price, liquidity and asset-specific volatility. The approach enables certain crypto assets to count toward borrower qualification without being liquidated, whil... -
Cointelegraph.com - 15:29 Feb 23, 2026
Bitcoin gained both upside and downside targets as the Wall Street open brought fresh BTC selling pressure and tariff reactions began. Bitcoin (BTC) battled US sellers at Monday’s Wall Street open amid mixed feelings over the short-term BTC price outlook. Key points: Bitcoin price targets include a $60,000 drop as well as a recovery amid uncertain moves. Read more -
Cointelegraph.com - 15:10 Feb 23, 2026
How many people really pay with Bitcoin? Survey data, payment processors and country case studies reveal where BTC is used for real-world payments. Measuring real Bitcoin payments is difficult because many transactions go through intermediaries, crypto cards or instant conversions. Surveys show that a sizable minority of crypto holders have used crypto to buy goods or services at least once but rarely distinguish Bitcoin from other assets. El Salvador’s experience suggests that making Bitcoin legal tender does not automatically lead to everyday retail use, especially when existing payment systems remain convenient. Read more -
Cointelegraph.com - 15:07 Feb 23, 2026
Bitcoin price more than doubled the last time Tether's crypto market capitalization dropped by $3 billion in two months, a signal that is flashing again in 2026. Bitcoin (BTC) may form a bottom in the coming weeks as Tether’s USDt (USDT) market cap dropped to levels that preceded BTC’s 2022 bear market lows. Key takeaways: Tether’s USDt triggers a signal that last time preceded a 100% Bitcoin price rally. Read more -
Cointelegraph.com - 14:35 Feb 23, 2026
A crypto trader said a former Revolut employee tried to extort him and contacted his relatives. Revolut confirmed an investigation and said no systems were breached. A cryptocurrency trader said a former Revolut employee tried to extort him by threatening to publish his personal information unless he paid a ransom, an allegation that Revolut has confirmed it reported to law enforcement. The trader, who posts under the name TraderSZ, wrote in a Thursday post on X that the former employee threatened to disclose his identity and private details and also contacted members of his family. TraderSZ said relatives who used Revolut received messages seeking to pressure him into paying. TraderSZ posted screenshots he said show exchanges with Revolut’s customer support regarding the incident. Cointelegraph contacted TraderSZ for additional details, including what specific information was accessed and whether a formal complaint had been filed, but did not immediately receive a response. Read more -
Cointelegraph.com - 14:30 Feb 23, 2026
Curve founder Michael Egorov told Cointelegraph that protocols cannot “live without real revenues flowing” as token incentives lose power to attract liquidity. Decentralized finance (DeFi) can no longer rely on inflationary token incentives to sustain growth, according to Curve Finance founder Michael Egorov. In an interview with Cointelegraph, Egorov said protocols must generate real revenue rather than depend on emissions to attract liquidity. “Your yield should come from revenues, not from tokens,” Egorov told Cointelegraph. “You need real revenues flowing.” He added that if a token “is not doing something, maybe it’s better for you to not do token at all.” Read more -
Cointelegraph.com - 14:08 Feb 23, 2026
Standard Chartered slashed its forecast for T-bill demand from stablecoins to $800 billion to $1 trillion by 2028, but maintained its $2 trillion stablecoin market call. Standard Chartered analysts stuck to their forecast that the stablecoin market will reach $2 trillion by late 2028, despite lowering expectations for short-term US Treasury bill demand. Stablecoins like Tether’s USDt (USDT) and Circle’s USDC (USDC) are expected to push T-bill demand to $2.2 trillion by 2028, Standard Chartered analyst Geoffrey Kendrick and US rates strategist John Davies said in a Monday report shared with Cointelegraph. Despite the US dollar stablecoin market cap stalling at around $300 billion in recent months amid a broader crypto downturn, the analysts remain bullish since the passage of the US GENIUS Act in 2025. Read more -
Cointelegraph.com - 13:50 Feb 23, 2026
Citrini Research’s 2028 scenario imagines AI turbocharging corporate profits, while hollowing out consumer demand and quietly migrating global payments to stablecoins on cheap chains. Thematic equity and global macro analysis company Citrini Research has published a new post imagining the world of 2028 that sketches an economy transformed by artificial intelligence. In Citrini’s version of near-future history, AI finally delivers on its productivity promise, as companies cut staff, profits surge and stocks roar. The post is framed as a macro memo from June 2028 and has been shared widely on X. In Citrini’s scenario, equity markets initially celebrate the efficiency shock. The S&P 500 “flirted with 8000,” and the Nasdaq “broke above 30k,” as investors celebrated a new era of productivity. Read more -
Cointelegraph.com - 13:46 Feb 23, 2026
The Austrian Financial Market Authority has frozen new business at KuCoin EU months after granting the exchange a MiCA license, citing gaps in key AML and sanctions roles. Austria’s financial regulator has prohibited KuCoin EU Exchange from conducting new business, citing breaches of internal organizational requirements around Anti-Money Laundering (AML), counter-terrorist financing (CTF) and the observance of financial sanctions. The Thursday decision by the Austrian Financial Market Authority (FMA) means KuCoin’s Vienna-based entity cannot onboard new customers or conclude new contracts or products within existing relationships until key compliance functions are “appropriately filled.” Sabina Liu, managing director at KuCoin EU, told Cointelegraph that two compliance professionals holding designated AML and sanctions oversight functions in Austria had “recently departed,” and that such mobility was common in “any regulated industry.” Read more -
Cointelegraph.com - 13:42 Feb 23, 2026
Strategy bought 592 Bitcoin for $39.8 million in its 100th purchase, increasing holdings to 717,722 BTC. Strategy bought 592 Bitcoin for about $39.8 million last week, marking its 100th purchase since the company adopted its Bitcoin-focused treasury strategy in August 2020. The latest purchase brings the company’s total holdings to 717,722 BTC, acquired at an aggregate cost of $54.56 billion, according to a US Securities and Exchange Commission filing on Monday. The newly acquired Bitcoin was purchased at an average price of $67,286 per BTC, inclusive of fees and expenses. The purchases were funded through the sale of 297,940 shares of Strategy’s Class A common stock under its at-the-market (ATM) offering program between Tuesday and Sunday. The sales generated net proceeds of about $39.7 million, according to the filing. Read more -
Cointelegraph.com - 13:26 Feb 23, 2026
Base rode SocialFi, memecoins and AI agents to the top of Ethereum’s layer-2 ladder before turning inward to rebuild its core stack. Base will transition to a unified, internally maintained stack, expected to be its biggest architectural shift since launch. After debuting in 2023 as a rollup built on Optimism’s OP Stack, Coinbase’s Ethereum layer 2 is now consolidating its software into an in-house distribution, which can unlock faster upgrades and greater autonomy over its technical roadmap. It has been three years since Base launched its testnet. The network has experienced SocialFi explosions and ridden its own memecoin wave. It even went through a phase that both fascinated and unnerved Crypto Twitter as AI agents began transacting on its chain. Read more -
Cointelegraph.com - 13:10 Feb 23, 2026
The mounting unrealized losses of Bitmine shareholders and Ether’s 60% decline are signaling a critical inflection point that may define Ether’s medium-term momentum, analysts said. Corporate Ether treasuries are coming under increasing pressure as the crypto downturn deepens, with analysts warning the market is approaching a make-or-break phase for Ether’s investment case. Bitmine Immersion Technologies, one of the biggest corporate holders of Ether (ETH), is sitting on a large unrealized loss as ETH trades well below the company’s average acquisition price, according to third-party tracker Bitminetracker. Some estimates put Bitmine’s paper losses in the $8.8 billion range after Ether’s slide over recent months. ETH’s price has fallen 60% during the past six months, dropping well below Bitmine’s average cost basis of $3,843 per token, Bitminetracker data shows. Read more -
Cointelegraph.com - 11:54 Feb 23, 2026
Crypto investment products posted outflows for a fifth straight week, marking the longest exit streak since the launch of spot Bitcoin ETFs in 2024. Crypto investment products recorded $288 million in outflows last week, extending their losing streak to five consecutive weeks — the longest stretch of exits since the launch of US spot Bitcoin exchange-traded funds (ETFs) in 2024. The latest withdrawals bring cumulative outflows to $4 billion, according to CoinShares’ Monday report. Despite the sustained downturn, total outflows remain below the $6 billion recorded over the same period last year, said James Butterfill, head of research at CoinShares. Trading activity in crypto ETPs fell to $17 billion last week, the lowest since July 2025, reflecting growing investor apathy, Butterfill said. Read more -
Cointelegraph.com - 11:38 Feb 23, 2026
Continued selling from treasury companies and US Bitcoin ETFs threatens a deeper retracement for BTC, but some analysts see it as a sign of a healthy flush in speculative leverage. Corporate Bitcoin treasury companies posted a rare three-week selling streak, a shift analysts say could deepen Bitcoin’s pullback if fresh demand doesn’t emerge. Bitcoin (BTC) treasury companies logged three consecutive weeks of selling, according to Capriole Investments’ Bitcoin Treasuries buy and sell indicator shared by educational platform Coin Bureau. The metric tracks net buying and selling by public companies that hold Bitcoin on their balance sheets. It marked the first three-week selling streak in the short history of BTC treasury companies. Continued corporate selling threatens to push Bitcoin’s price toward a new ”bear market low,” said Nic Puckrin, co-founder and lead market analyst at Coin Bureau. Read more -
Cointelegraph.com - 01:30 Feb 23, 2026
Crypto users would specify what onchain action they want and then click “OK” or “Cancel” after seeing a transaction simulation of that action. Ethereum co-founder Vitalik Buterin has suggested using “transaction simulations” and other similar features to improve the user experience and security of Ethereum wallets and smart contracts. In a post to X on Sunday, Buterin argued that security and user experience are not separate fields, as both revolve around user intent — ensuring protocols are doing what users intend them to do. Buterin said an intent security approach could involve designing systems that double-check user actions, and could apply to Ethereum wallets and smart contracts, but also apply more broadly, such as operating systems and hardware. Read more -
Cointelegraph.com - 21:42 Feb 22, 2026
Staff said the US regulator would "not object" to broker-dealers counting stablecoin holdings toward their net capital requirements. The US Securities and Exchange Commission (SEC) staff last week clarified that broker-dealers can apply a 2% “haircut” to their stablecoin holdings without objection from the SEC. Previously, broker-dealers were uncertain whether to apply a 100% haircut to their dollar-pegged stablecoins, meaning that they did not count the tokens toward their net capital under existing regulations. The clarification came in the form of a posting by the staff of the SEC’s Division of Trading and Markets as a “Frequently Asked Questions Relating to Crypto Asset Activities and Distributed Ledger Technology.” Read more -
Cointelegraph.com - 20:38 Feb 22, 2026
The GENIUS Act-compliant stablecoin is geared toward institutional investors in Asia features a programmable layer for agentic AI commerce. Digital asset company New Frontier Labs has partnered with BitGo Bank & Trust National Association, the entity that crypto infrastructure company BitGo will use to issue and provide custodial services for the FYUSD stablecoin, a dollar-pegged token for Insitutional investors in the Asia region. BitGo’s announcement said FYUSD is compliant with the GENIUS Act stablecoin regulatory framework. The regulations include 1:1 backing with cash deposits held by a custodian or short-term US government debt instruments, anti-money laundering (AML) requirements and know-your-customer (KYC) checks. The company also developed “Fypher,” a suite of stablecoin infrastructure tools that provides a “programmable settlement” layer for the FYUSD token that allows it to be used by autonomous AI agents for commercial transactions. Read more -
Cointelegraph.com - 19:01 Feb 22, 2026
Decentralized autonomous organizations (DAOs) govern some of the biggest decentralized finance protocols, including Curve Finance and Aave. Disagreements within a decentralized autonomous organization (DAO) are a sign of a healthy DAO, according to Dr. Michael Egorov, founder of the decentralized finance (DeFi) platform Curve Finance. DAOs are a decentralized organizational structure that relies on smart contracts to automate functions and member voting to govern onchain protocols. Egorov said that both a 2024 governance proposal involving the Curve DAO and the recent dispute involving the Aave DAO illustrate the importance of disagreements to the structure’s vitality. He told Cointelegraph: Read more -
Cointelegraph.com - 17:05 Feb 22, 2026
Futures traders slashed bearish Bitcoin bets last month, a shift that preceded a 70% rally in 2025 and a 190% increase in the BTC price in 2023. Bitcoin (BTC) bottomed after CME futures speculators turned net bullish in April 2025. A similar positioning shift is resurfacing in 2026, raising the odds of a BTC price recovery in the coming weeks. Key takeaways: Smart money reduced its bearish bets on Bitcoin in the past month. Read more -
Cointelegraph.com - 13:58 Feb 22, 2026
Bitcoin past performance gave 88% odds of higher prices by early 2027, the latest in a series of new bullish BTC price predictions. Bitcoin (BTC) at $122,000 in ten months could be an “average return” if history repeats itself. Key points: An “informal” Bitcoin price metric gives 88% odds of BTC/USD trading higher by early 2027. Read more
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